Travel Insurance
Travel Insurance for Sichuan
Safeguard your journey to Sichuan and enjoy
a worry-free trip!
Whether you are from Thailand, Malaysia or
Vietnam, we hope you can have a safe and pleasant journey in Sichuan. To this
end, we especially provide travel accident insurance for Sichuan, which
guarantees your travel safety and allows you to enjoy the beautiful scenery of
Sichuan without worry!
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Insurance Overview
✅ Eligible
People: Natural persons aged 6 to 80 with good health (Tourists from Thailand,
Malaysia and Vietnam are all eligible to purchase the insurance)
✅ Insurance
Period: Covers the entire travel period in Sichuan
✅ Maximum
Insurance Coverage: CNY 300,000
✅ Applicable
Scenarios: Accidents during tourism in Sichuan Province, including visits to
scenic spots, transportation, hotel accommodation, etc.
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Coverage
1️⃣ Accidental Injury Coverage
• Coverage: During the trip in Sichuan, if
you are injured or disabled due to an accident, the insurance company will
provide corresponding compensation.
• Compensation Amount: Up to CNY 300,000.
2️⃣ Medical Expenses Coverage
• Coverage: During the trip in Sichuan, if
you are injured due to an accident and need to seek medical treatment in a
hospital at or above the second level, the insurance company will reimburse the
medical expenses.
• Reimbursement Scope: Includes necessary
medical expenses such as emergency treatment, hospitalization, and surgery.
3️⃣ Accidental Death Coverage
• Coverage: In case of unfortunate death
during the trip due to an accident, the insurance company will pay the
insurance indemnity to the beneficiary.
• Compensation Amount: Up to CNY 300,000.
4️⃣ Hospitalization Allowance
• Coverage: In case of hospitalization due
to accidental injury, you can enjoy a daily allowance subsidy, with a maximum
reimbursement period of 180 days.
5️⃣ Sudden Illness Coverage
• Coverage: If you suffer from a sudden
acute illness (such as heart disease, stroke, etc.) or sudden death, the
insurance company will provide compensation.
• Compensation Amount: Up to CNY 300,000.
• Special Reminder: Does not include
diseases such as altitude sickness, heatstroke, and allergies.
6️⃣ Baggage & Travel Delay Coverage
• Coverage: If there are additional
expenses caused by situations such as flight delays and baggage loss, the
insurance company will provide corresponding compensation.
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Exclusions
The following situations are not covered by
the insurance:
❌ Own diseases
(such as altitude sickness, heatstroke, allergies, etc.)
❌ Accidents
caused by drunk driving, driving without a license, or illegal acts
❌ High-risk
sports (such as skydiving, rock climbing, skiing, etc.)
❌ Force majeure
factors such as war, terrorist attacks, and natural disasters
Travel Insurance Advice for Sichuan
Ensure the safety of your journey and enjoy
a worry-free trip to Sichuan!
We welcome tourists from Thailand, Malaysia
and Vietnam to explore the beautiful scenery and culture of Sichuan. To ensure
the safety of your trip, we recommend that tourists purchase local (home
country) international travel insurance before traveling to obtain more
comprehensive protection.
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📌 Why do
you need to purchase international travel insurance in advance?
🔸 The
travel accident insurance coverage for inbound tourists in China is relatively
low, and the maximum coverage is generally CNY 300,000, which may not fully
cover high medical expenses or emergency situations.
🔸
International travel insurance usually provides higher coverage, such as
coverage for medical expenses, emergency rescue, baggage loss, flight
cancellations, etc., and can provide stronger financial support in case of an
accident.
🔸 Some
high-risk activities (such as hiking, skiing, high-altitude travel) are outside
the scope of basic insurance in China, while international insurance may
provide additional special coverage.
🔸 Some credit cards or insurance companies in Thailand, Malaysia and Vietnam provide travel insurance that includes trips to China. Tourists can find out in advance whether this service is already included.
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Comparison between Domestic Travel Insurance in China and International Travel
Insurance of Home Country
Insurance
Items |
Domestic
Insurance in China (Maximum CNY 300,000) |
International
TravelInsurance (Higher Coverage) |
MedicalExpenses
Reimbursement |
Limitedhospitals,
limited coverage |
Usually
provides higher amount, global coverage |
Partially
included,but limited coverage |
Partially
included,but limited coverage |
Can
pay for international,medical evacuation or private plane rescue |
Travel
Cancellation or Interruption |
Usually
not included |
International
insurance can reimburse losses such as flight cancellations |
High-risk
Activities |
Not
covered |
Optional
special coverage for skiing, mountaineering, etc. |
BaggageLoss/Flight
Delay |
May
not be included or have low compensation |
Higher
compensation amount, wider scope |
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Recommended Ways to Purchase Insurance
✅ Purchase
international travel insurance in your home country in advance for a wider
coverage and higher amount.
✅ Choose
insurance products that include items such as emergency medical treatment,
flight cancellations, high-risk activities, and baggage loss.
✅ Confirm
whether the insurance covers the region of China before purchasing to ensure
the effectiveness of the insurance during the trip.
✅ If you already
have travel insurance attached to your credit card, you can contact the issuing
bank to confirm the scope of coverage.
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Special Reminder: Tourists going to high-altitude areas such as Jiuzhaigou and
Huanglong should ensure that the insurance covers items such as altitude
sickness and emergency rescue to prevent failure to obtain compensation in case
of health problems caused by the high-altitude environment.
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Conclusion: Ensure Travel Safety and Enjoy a Worry-free Trip to Sichuan!
We hope that every tourist can enjoy a safe
and pleasant trip in Sichuan. Please be sure to purchase suitable travel
insurance in advance to ensure that you can obtain the best protection in case
of an accident.