Travel Insurance

Travel Insurance for Sichuan

Safeguard your journey to Sichuan and enjoy a worry-free trip!

Whether you are from Thailand, Malaysia or Vietnam, we hope you can have a safe and pleasant journey in Sichuan. To this end, we especially provide travel accident insurance for Sichuan, which guarantees your travel safety and allows you to enjoy the beautiful scenery of Sichuan without worry!

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📌 Insurance Overview

Eligible People: Natural persons aged 6 to 80 with good health (Tourists from Thailand, Malaysia and Vietnam are all eligible to purchase the insurance)

Insurance Period: Covers the entire travel period in Sichuan

Maximum Insurance Coverage: CNY 300,000

Applicable Scenarios: Accidents during tourism in Sichuan Province, including visits to scenic spots, transportation, hotel accommodation, etc.

 

🔹 Coverage

1️   Accidental Injury Coverage

• Coverage: During the trip in Sichuan, if you are injured or disabled due to an accident, the insurance company will provide corresponding compensation.

• Compensation Amount: Up to CNY 300,000.

2️   Medical Expenses Coverage

• Coverage: During the trip in Sichuan, if you are injured due to an accident and need to seek medical treatment in a hospital at or above the second level, the insurance company will reimburse the medical expenses.

• Reimbursement Scope: Includes necessary medical expenses such as emergency treatment, hospitalization, and surgery.

3️   Accidental Death Coverage

• Coverage: In case of unfortunate death during the trip due to an accident, the insurance company will pay the insurance indemnity to the beneficiary.

• Compensation Amount: Up to CNY 300,000.

4️   Hospitalization Allowance

• Coverage: In case of hospitalization due to accidental injury, you can enjoy a daily allowance subsidy, with a maximum reimbursement period of 180 days.

5️   Sudden Illness Coverage

• Coverage: If you suffer from a sudden acute illness (such as heart disease, stroke, etc.) or sudden death, the insurance company will provide compensation.

• Compensation Amount: Up to CNY 300,000.

• Special Reminder: Does not include diseases such as altitude sickness, heatstroke, and allergies.

6️   Baggage & Travel Delay Coverage

• Coverage: If there are additional expenses caused by situations such as flight delays and baggage loss, the insurance company will provide corresponding compensation.

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🚫 Exclusions

The following situations are not covered by the insurance:

Own diseases (such as altitude sickness, heatstroke, allergies, etc.)

Accidents caused by drunk driving, driving without a license, or illegal acts

High-risk sports (such as skydiving, rock climbing, skiing, etc.)

Force majeure factors such as war, terrorist attacks, and natural disasters

 

Travel Insurance Advice for Sichuan

Ensure the safety of your journey and enjoy a worry-free trip to Sichuan!

We welcome tourists from Thailand, Malaysia and Vietnam to explore the beautiful scenery and culture of Sichuan. To ensure the safety of your trip, we recommend that tourists purchase local (home country) international travel insurance before traveling to obtain more comprehensive protection.

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📌 Why do you need to purchase international travel insurance in advance?

🔸 The travel accident insurance coverage for inbound tourists in China is relatively low, and the maximum coverage is generally CNY 300,000, which may not fully cover high medical expenses or emergency situations.

🔸 International travel insurance usually provides higher coverage, such as coverage for medical expenses, emergency rescue, baggage loss, flight cancellations, etc., and can provide stronger financial support in case of an accident.

🔸 Some high-risk activities (such as hiking, skiing, high-altitude travel) are outside the scope of basic insurance in China, while international insurance may provide additional special coverage.

🔸 Some credit cards or insurance companies in Thailand, Malaysia and Vietnam provide travel insurance that includes trips to China. Tourists can find out in advance whether this service is already included.

 

🔹 Comparison between Domestic Travel Insurance in China and International Travel Insurance of Home Country

Insurance Items

Domestic Insurance in China (Maximum CNY 300,000)

International TravelInsurance (Higher Coverage)

MedicalExpenses Reimbursement

Limitedhospitals, limited coverage

Usually provides higher amount, global coverage

Partially included,but limited coverage

Partially included,but limited coverage

Can pay for internationalmedical evacuation or private plane rescue

Travel Cancellation or Interruption  

Usually not included

International insurance can reimburse losses such as flight cancellations

High-risk Activities

Not covered

Optional special coverage for skiing, mountaineering, etc.

BaggageLoss/Flight Delay

May not be included or have low compensation     

Higher compensation amount, wider scope

 

🔹 Recommended Ways to Purchase Insurance

Purchase international travel insurance in your home country in advance for a wider coverage and higher amount.

Choose insurance products that include items such as emergency medical treatment, flight cancellations, high-risk activities, and baggage loss.

Confirm whether the insurance covers the region of China before purchasing to ensure the effectiveness of the insurance during the trip.

If you already have travel insurance attached to your credit card, you can contact the issuing bank to confirm the scope of coverage.

📌 Special Reminder: Tourists going to high-altitude areas such as Jiuzhaigou and Huanglong should ensure that the insurance covers items such as altitude sickness and emergency rescue to prevent failure to obtain compensation in case of health problems caused by the high-altitude environment.

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💡 Conclusion: Ensure Travel Safety and Enjoy a Worry-free Trip to Sichuan!

We hope that every tourist can enjoy a safe and pleasant trip in Sichuan. Please be sure to purchase suitable travel insurance in advance to ensure that you can obtain the best protection in case of an accident.

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